Niva Bupa Health Insurance

🏥 Company Overview

Niva Bupa (earlier known as Max Bupa) is a trusted health insurance provider that combines global expertise with Indian healthcare needs. The company is backed by True North (private equity firm) and Bupa (UK-based healthcare giant). Niva Bupa is especially known for flexible, customer-friendly policies and quick claim approvals.


🔹 Quick Plan Comparison

Plan NameSum Insured OptionsUnique FeaturesWaiting Periods
ReAssure 2.0₹5L – ₹1 CrUnlimited Sum Reinstatement, Booster+ Benefit, Coverage up to 99 yrs30 days (general), 3 years (PED)
Health Companion₹3L – ₹1 CrMaternity & Newborn Cover, Organ Donor Expenses, Family Floater Options30 days (general), 2–3 years (PED)
Senior First₹5L – ₹25LDesigned for Age 61+, No Mandatory Pre-Medical Tests, Reducing PED Waiting Period30 days (general), 3 years (PED)

🏆 Awards & Recognition

  • Best Health Insurance Brand – The Economic Times
  • Excellence in Customer Service – CMO Asia Awards
  • Consistently ranked among the Most Trusted Health Insurance Brands in India

📋 Why Choose Niva Bupa Health Insurance?

  • Cashless Treatment in 10,000+ Hospitals across India
  • Unlimited Reinstatement of Sum Insured in flagship plans
  • Premium Lock Feature in select plans (premium stays fixed until a claim is made)
  • Tailored Senior Citizen Plans with reduced waiting periods