Star Health & Allied Insurance

🏥 Company Overview

Star Health & Allied Insurance is India’s first standalone health insurance company, established in 2006. With a strong reputation for customer-centric products and one of the largest hospital networks (14,000+), Star Health is a trusted choice for families, individuals, and senior citizens. The company is also a market leader in health insurance distribution through agents, bancassurance, and digital channels.


🔹 Quick Plan Comparison

Plan NameSum Insured OptionsUnique FeaturesWaiting Periods
Family Health Optima₹3L – ₹25LSingle Policy for Entire Family, Automatic Recharge, Worldwide Emergency Cover30 days (general), 3 years (PED)
Star Comprehensive₹5L – ₹1 CrMaternity Benefits, Newborn Baby Cover, OPD Expenses, No Room Rent Limit30 days (general), 3 years (PED)
Senior Citizens Red Carpet₹1L – ₹25LSpecially for Age 60–75, No Pre-Medical Test, High Acceptance Ratio30 days (general), 3 years (PED)

🏆 Awards & Recognition

  • Best Health Insurance Provider – Business Today Money Today Financial Awards
  • Most Trusted Brand in Health Insurance – Reader’s Digest Survey
  • Awarded for Excellence in Claims Service by multiple forums

📋 Why Choose Star Health Insurance?

  • Pioneers in Standalone Health Insurance in India
  • 14,000+ Network Hospitals for wide cashless treatment access
  • Tailored Plans for Seniors, Families, and Individuals
  • High Claim Settlement Ratio with easy, transparent claim process
  • Recognized for affordable yet comprehensive coverage